RECOMMENDED: Business Articles

  • November 14, 2017

Welcome. This is a resource page with all recommended business articles those in business nowadays should read. Every link shared here was personally read by PETERSON TEIXEIRA, hence the commentaries, the highlights and screenshots so you can know beforehand what you’re spending your time on before you click and read. Naturally, this resource page will be constantly updated and/or corrected to prevent any misleading information and to maintain a good, reliable list of top business articles.

TARGET AUDIENCE: CEOs, Entrepreneurs
IMPORTANT: The majority of the articles here are recent, but you may find articles here that date from 2013. Nonetheless, all articles are very valuable. The goal here is to provide all the greatest insights and information in these last years, “business milestones” so to speak, so that you know everything that it is to know from the Internet on Business in order to master Business today.

LAST UPDATE: This page was last updated in November 15 of 2017

The list is decrescent, which means that the latest added article by PETERSON TEIXEIRA is the one on the top of the list. This doesn’t necessarily mean that the article’s publishing date is also recent because as said before, the objective is to collect all business-related masterpieces from the whole Internet. Finding the needles in the hay stack is the goal, not be the news.

The Links below are just so you can jump straight to the article, its highlights and commentary.


LINK: bit.ly/2xlkfOh
HEADLINE: The Running List of 2017 Retail Apocalypse Victims
PUBLISHER: Retail Dive
COMMENT: This is the link you show to the monkeys who say: “There’s no retail apocalypse happening”. There’s a HUGE list in here. It’s probably one of the best resources on the internet on this subject, with all brands currently involved in the Retail Apocalypse, and how many stores are closing, for what amount of money they’re selling their brands, to whom they’re selling to and more. Enjoy.



LINK: bit.ly/2j8sLxJ
HEADLINE: Top Hedge Funds Predict How It All Will End
COMMENT: Just read this.



LINK: bit.ly/2xmNjp9
HEADLINE: New Law Firm Seeks would-be Gov’t Whistleblowers
PUBLISHER: Ars Technica
COMMENT: This is interesting. A legitimate business putting an online version of their brand in the Dark Web to reach whistleblowers. Maybe in the future, thanks to the massive number of cybersecurity problems internet users have been facing, normal users accessing the Dark Web will also become the norm, making the Dark Web a “standard channel” as well for brands and customers. Who knows?



LINK: bit.ly/2hkN7mB
HEADLINE: What is the IP Act and How Will it Affect You?
COMMENT: The UK Government will now have eyes on your online activity almost in REAL-TIME! Also they want internet communication companies to stop using encryption whenever possible so they can follow internet users more easily. Although they’ll need a warrant, The NSA and Snowden case proved that trusting the government is not a smart idea (regardless of the country). We all know that corrupted government agents are present, and now, according to the law, these bad agents can OFFICIALLY allow hacking by law. Citizens may be a target of indefensible hacking activity because of this law, since all you need is a corrupt government agent to make violation of privacy, official.



LINK: bit.ly/2xmZzrY
HEADLINE: Banking Sector Will be Ground Zero for Job Losses from AI and Robotics
PUBLISHER: The Conversation
COMMENT: The consequences of AI and Robotics are coming first to the banking sector, because banks have huge loads of high-quality data to feed AI systems allowing them to evolve really fast and with precision. The better your data, the better your AI-driven system. Your A.I. is only good if your data is good, and banks have very good data on their customers. And since the market is about to crash and experience a new and global financial crisis, cutting costs quickly is obviously a very interesting option, and A.I. and Robotics do just that. By the way, a few precious and complementary links you must check out from The Guardian in this article: 2016: The Year A.I. came of Age, Robot Revolution: Rise of ‘Thinking’ Machines could exacerbate Inequality. And 5 Jobs Robots will take first from Shelly Palmer, major influencer.



LINK: econ.st/2gpqa17
HEADLINE: New European Rules Will Open Up Retail Banking
PUBLISHER: The Economist
COMMENT: Financial data can really define a person to a third party, removing privacy completely, and banks are now putting your data into strangers’ hands. Although you do have to give explicit consent, the probable scenario is customers having their relationships with banks a bit easier and maybe fee-free if they allow access to their financial data by banks and 3rd parties. Then some shady regulations benefiting banks in this subject may be thrown at customers’ face in the future by the government to make things easier. That’s how the world actually works (or do you have any doubts?).



LINK: bit.ly/2iC09Jm
HEADLINE: All You Need to Know About China’s Sanctions on North Korea
PUBLISHER: South China Morning Post
COMMENT: Welcome to more consequences of this “International House of Cards” scenario. From this SCMP’s article, you can notice two things: 1) China did all latest sanctions just to make Washington “happy” (politics); 2) Nevertheless, businesses were harmed because of this (Feng’s seafood business is an example). As a result these businessmen will not spend much with other businesses, buying less and choosing to stay only in survival mode to avoid further problems. Once again, sanctions messing things up.



LINK: reut.rs/2j9POIt
HEADLINE: Exclusive: Russia Sanctions Disrupt Italian Bank’s 5 Billion Euro Loan Deal
COMMENT: This is a very practical example of major consequences involving sanctions. As you can see, one “tiny little sanction” from the US on Russia affected a LOAN DEAL of an ITALIAN bank. Domino effect. Therefore, entrepreneurs and businessmen who were about to get a loan from the bank to invest in their businesses, suddenly are left with empty hands because of a….sanction. Consumers who were about to get a loan to buy goods and services (from businesses obviously) are also hit indirectly by a sanction. One single sanction can do a lot of damage in today’s globalized economy.



LINK: bit.ly/2AooMkV
HEADLINE: Japan to Impose Additional Sanctions Against North Korea
COMMENT: Sanctions War. This is where the market is going. When things start to go out of hand politically, countries impose sanctions on one another. The problem is that this is a BOMB to the market, changing how businesses operate practically overnight. Mark this sanction, because other sanctions from other countries are also taking place. And when you put all of them together, you have a very ill market for businesses and entrepreneurs.



LINK: hrld.us/2yCKJ29
HEADLINE: U.S. Imposes First Economic Sanctions Against Venezuela
PUBLISHER: Miami Herald
COMMENT: The reason why I’m sharing this is simple: This cannot escalate to THIS. Because take a look at how much the US relies on Venezuela for oil imports in the Gulf Coast. Interesting. Venezuela is responsible for 10% of US oil imports. But that’s not the actual problem, so where’s the real problem? Follow my lead. I’m assuming you already know that Trump has a history of increasing sanctions if the country doesn’t shift its actions, but if sanctions are also making oil prices rise then all global markets take a hit as consequence. For example, since America has a lot of influence in international markets, it can “forbid” other countries of dealing with Venezuela (remember Trump’s threats towards China because of North Korea?) resulting in fewer oil brands globally, which would obviously increase demand to these remaining oil exporters which ultimately, would raise the price of oil globally. Bad Domino effect. This is why this is important. A few sanctions can change the whole economy really fast because oil price changes have a heavy impact on the economy.



LINK: wapo.st/2lZezYO
HEADLINE: China to use ‘All Means necessary’ to Defend Against Trump ‘Protectionism’
PUBLISHER: The Washington Post
COMMENT: Do you have any idea of the real amount of US products that are part of americans’ everyday lives and that are Made in China? No? What about the 2.6 MILLION jobs that exist just for dealing with exports to China? The consequences of a US-China Trade War to both of these countries alone is already devasting, but the global market will also take a hit since we’re in a very interconnected world, putting the global economy under pressure whether we like it or not.



LINK: bit.ly/2zozzLG
HEADLINE: Banks Are Scheming To Dominate A Future Cashless Society
COMMENT: Visa is giving away $10.000 to food service owners via its Cashless Challenge. Several countries are going cashless, removing ATMs, limiting purchases in cash and more. That’s cute. It’s like we are all surrounded by monkeys who forgot about the 2008 crisis, giving to the responsible actors of the 2008 chaotic events more power over people’s money like never before. Sometimes we overestimate how smart people are. Go cashless!



LINK: bit.ly/2sX1KQT
HEADLINE: 5 Top Financial Experts Are Warning That A Market Crash is Imminent
PUBLISHER: The Economic Collapse
COMMENT: Whenever you see “A Hedge Fund is returning HUNDREDS of MILLIONS of dollars to customers”, you know that a HUGE financial crisis is about to explode. HUGE. Seriously, there’s NO OTHER warning more obvious than this one. How can a Hedge Fund that manages this amount of cash, gives up serving its customers like that?! Short, harsh answer: Because the Market is about to experience an ‘Iminent Calamity’. Serious businesses obviously won’t take people’s money if they cannot help anymore. The board is broken. There’s no move you can make that will get you good results. Therefore, your best move is to cash in your chips and leave the game while you still have a chance.



LINK: bit.ly/2zoxz68
HEADLINE: 40+ Commerce Startups Using AI To Adjust Pricing, Track Behavior, Etc
COMMENT: If you want to know what A.I. startups are booming in the commerce sector, read this resource. Here you’ll find all the best companies. Enjoy.



LINK: bit.ly/2zr0bvK
HEADLINE: 80+ Companies Using AI To Secure The Future In One Infographic
COMMENT: Massive resource list on top AI-driven cybersecurity companies for those who are seeking preventive digital protection (internal and external threats). Several areas are covered: Mobile Security, App Security, IoT Security, Automated Security, Anti-fraud, Predictive Intelligence, Anomaly Detection, Deception Security and Cyber-risk Management. Many great and serious businesses here, if you do your research. Enjoy. Great work by CB Insights.



LINK: bit.ly/2AqzMhB
HEADLINE: Google, Baidu, Intel, Apple In A Rush To Grab Artificial Intelligence Startups
COMMENT: A MUST READ. This is a GREAT resource showing how most major companies are putting everything they got into buying the best A.I. startups who are shaking up the market. This clear, aggressive behavior that these companies are making proves that those who acquire stronger and better A.I. infrastructure WILL dominate in the next 3 years in business. With the right A.I. acquisitions, companies can fast forward their progress in YEARS. For instance, Google’s acquisitions were very precise: API.AI (now Dialogflow) for chatbot building which is a cheap and essential tool for companies to cut costs in several areas like customer service, DeepMind which is a massive artificial brain used for many things and Moodstock for visual search. All very important areas making the headlines of business today. Google made some powerful core upgrades in months just through these acquisitions. Therefore, this “Race for A.I.” trend is not happening just because of companies wanting to stay competitive, but because they NEED to do this in order to survive.



LINK: bit.ly/2hRjR4q
HEADLINE: 7 AI Chatbot Startups Giving Technology a Voice
COMMENT: There are powerful and once again, RARE chatbot startups in this article that can help your business in many ways, regardless of your chatbot needs and projects. Just take a look for yourself.



LINK: bit.ly/2zlTFJb
HEADLINE: 7 Startups Giving Artificial Intelligence (AI) Emotions
COMMENT: This is a valuable article with a few unique startups that may help you in analyzing data, giving your business one more layer of customer insights but this time, involving emotions. Knowing how your customer is feeling is a way more powerful feedback for businesses than most standard metrics (except sales of course).



LINK: bit.ly/2AqGzYE
HEADLINE: German Plan to Limit on Cash Transactions Met with Fierce Resistance
PUBLISHER: The Guardian
COMMENT: Germans, smart people. They understand that a cashless society means actually losing your privacy. Strange people sniffing around your financial records. Besides that, another consequence is having all your money trapped in the bank as a result of bad bank administration, which is the most common thing since banks are buying debt like if it were M&Ms. Cash protects citizens because it not only allows anonymity, but it also makes you independent of stupid corrupt systems who may lock your bank account overnight because of their mistakes, leaving you, the OWNER of the money…cashless.



LINK: bit.ly/2yEEg6U
HEADLINE: As War on Cash Escalates, Cash Lovers Fight Back
PUBLISHER: Wolf Street
COMMENT: Nobody wants their privacy in the hands of the government and banks in a smarter society. Japan is another country fighting the War on Cash because they can foresee what a cashless society can become in the future. All eyes on what you’re buying, what’s on your diet, etc. Who wants this kind of personal data in the hands of corrupt parties like them? No one.



LINK: bit.ly/2hb6wCX
HEADLINE: Things Just Got Serious in Europe’s War on Cash
PUBLISHER: Wolf Street
COMMENT: The War on Cash is a nasty government agenda to control people’s money and to destroy our privacy, seeking surveillance on every commercial transaction made by society. The many ridiculous excuses to support this campaign, like “corrupt people use cash for criminal activities”, makes zero sense since through digital means criminals do the very same thing. But if you need proof, just pick your favorite: Bank hacked? Paypal hacked? Bitcoin wallet hacked? Criminals moving money digitally? The War on Cash is just an attack on privacy. But at least you can extract one business lesson from this news: Every financial/commercial transaction is eventually going to be digital whether you like it or not. Therefore, start thinking about how you can do digital payments better and faster than competitors. QR codes? Mobile Payments? Bitcoin? Make your choices.



LINK: bit.ly/2m2gVGA
HEADLINE: The ECB Morphs into the Mother of All “Bad Banks”
PUBLISHER: Wolf Street
COMMENT: Just have a look at the amount of GARBAGE The European Central Bank has bought lately. Now, with 1/4 of its assets being pure JUNK what do you think will likely happen to Europe soon? MASSIVE Bad Domino effect. Accounts frozen, huge financial crisis, bank runs, bankruptcies and more. Because don’t forget the numbers: 4.23 TRILLION euros. But 1/4 is just “assets” made of garbage. There was an event back in 2008 in which big banks couldn’t pay their bills. Remember what happened next? Lots of fun stuff. Just check out the movie/documentary Insider Job with Matt Damon.



LINK: bit.ly/2j709VH
HEADLINE: Leaked: EU Plans to Freeze Deposits to Prevent Bank Runs
PUBLISHER: Wolf Street
COMMENT: One more resource proving how banks and governments may steal your money overnight, using the weak excuse “banks need to be saved to prevent a financial catastrophe” as an argument. But smarter minds aren’t fooled by this. Investors in Europe are now withdrawing money from banks and buying gold, and storing all the gold in PRIVATE vaults. Gold is money that banks and the government can’t control once it’s in your hands. That’s the level of trust banks deserve nowadays. Wake up.



LINK: bit.ly/2zqxGQU
HEADLINE: EU Proposes Account Freezes to Halt Bank Runs
COMMENT: This is why you must not trust the government nor banks. They manage things poorly, and as a result it’s you who ends up paying the price. And by the situation of today’s banks, with many of them buying massive amounts of debts that won’t be paid back, it’s you who needs to worry. They may lock your money away sooner than you expect. Find assets to allocate your business’ profits as much as possible. DO NOT leave your money in the bank.



LINK: read.bi/2wQC73w
HEADLINE: European Regulators Are About to Kill The Digital Media Industry
PUBLISHER: Business Insider
COMMENT: READ this. And especially THIS.



LINK: bit.ly/2hbrFNt
HEADLINE: What Happened When I Moved My Company To A 5-Hour Workday
PUBLISHER: Fast Company
COMMENT: This is a lesson for many companies out there, that you must treat your team, your employees, those responsible to help you take your business to the next level, RIGHT. There’s no difference between a customer and an employee. Both are humans. Both deserve the best from your business. You should do as much as possible to make both sides as happy as possible. Because when you treat people right, and when you really care, you get impressive results.



LINK: bit.ly/2uCJDBw
HEADLINE: New Law could Criminalise Uncovering Personal Data Abuses
PUBLISHER: The Guardian
COMMENT: Weaklings from the government are putting their paws in another area again, making things worse for businesses and society once more. Businesses also rely on research involving personal data abuse. A small business can discover if a large company is “cheating” in business through personal data abuse in order to gain unfair advantages in the market, for instance. This is the kind of law that centralizes what should be decentralized, blocking individual, neutral actors from uncovering problems.



LINK: bit.ly/2fttTKm
HEADLINE: Amazon Plans to Check Up on Your Price Checks
PUBLISHER: Naked Security
COMMENT: This Amazon’s patent shows how businesses are putting lots of effort into shutting down competitors, especially if they’re interfering in points of sale. Changing prices with A.I. in real-time is also something that is going mainstream to avoid competition. One last point: this also gives a wake-up call for people who use business-provided public WiFi, proving that nothing is truly free.



LINK: bit.ly/2yd1TiE
HEADLINE: 90+ Market Maps Covering Fintech, CPG, Auto Tech, Healthcare, And More
COMMENT: Are you a Consultant? Entrepreneur? CEO? Investor? Then there’s no doubt you’ll find value in this MASSIVE article filled with Market Maps from SEVERAL industries. Maybe you can find new businesses that you can track, that can help you in your end game, or new players that may disrupt your field eventually. Definitely one of the best resources on Market Maps. Have a nice homework.



LINK: bit.ly/2zQOHBo
HEADLINE: Meet The Crowdfunding Consultants: ‘We Live or Die by Success’
PUBLISHER: The Guardian
COMMENT: If you’re not a master in crowdfunding there’s now consultancies that can guide you to make what you want in days. Through surgical expertise, they can do a crowdfunding campaign that can raise the amount of money necessary for your next project. Check the highlights. Check the companies (some are here on the resource page). Check the article.



LINK: bit.ly/2xmvLbk
HEADLINE: Sell Your Personal Data for $8 A Month
PUBLISHER: MIT Technology Review
COMMENT: Although I myself don’t like giving away my personal data to companies, I’m always in favor of testing out things first before I have an ultimatum about it. All big companies like Google, Facebook, Twitter and many others make you the product, without giving you something in return. Now, you can sell the data of your own business social media accounts and then later “buy it back” to see the insights you can find on your own. All these dots connected can tell you a lot about yourself and your brand that not even you know about. Examples: what you have been sharing, consuming, how this connects to buying stuff online for you etc. At least here you can look behind the curtain and discover valuable insights in exchange for cash.



LINK: bit.ly/2ws4B2X
HEADLINE: DMCA’s Locks Allowed A Company To Delete A URL From Adblock Lists
COMMENT: This is the type of article you should be aware of if you’re in business and marketing these days. Companies are using DMCA notices (the 1201 in this case) to remove URLs from Adblock lists. Why is this important? Because it shows how the INDUSTRY is really working behind the scenes in the real life, and why factors like the law are being used to fight back adblockers instead of trying to provide a new creative, non-annoying marketing solution. I bet you never taught that Copyright laws could be stretched that far, right?



LINK: bit.ly/2xyEvis
HEADLINE: DMCA’s Locks Allowed A Company To Delete A URL From Adblock Lists
PUBLISHER: News & Tech
COMMENT: Here’s some hardcore truth: Almost ALL high-quality publications WILL become paywalls very soon in today’s market. With lots and lots of companies doing massive layoffs, and many of those who were fired becoming online entrepreneurs to avoid the corporate world, content is being pumped online like never before creating chaotic noise. Add that to the fact that laws like GDPR will be constraining the use of marketing data, making brands’ attempts to reach customers a lot harder thanks to generic and subjective interpretations. As a natural consequence, high-quality brands are shouting: “Hey you know what? Do you want to continue reading this high-quality content that we worked really hard to produce? Then pay!”. Just check all major news publications like The Financial Times, The New York Times, The Wall Street Journal, and you can see this is not a joke. The market is FORCING serious companies to charge for what was once…free. The good news? Customers are willing to pay for content. Make a shift. Fast.



LINK: bit.ly/2jOa1DK
PUBLISHER: The Long + Short
COMMENT: There are SEVERAL reasons why you should read this. Several. End of Privacy with the financial industry overseeing ALL your money transactions. Personal financial security because suddenly your money can be 100% confiscated by the government or banks, thanks to their enormous stupidity in managing society and business putting us into another financial crisis and locking our bank accounts. For the smarter minds, this idea of “cashless society” is obviously a trojan horse. A way for governments to control/track you even more. It also imposes fees on your current wealth if every piece of your wealth stored in cash goes to the bank (and they use your own money to make more money). And let’s not forget that poor people are not always “qualified” to have a bank account in some cases. Therefore, Inequality will be worse and Privacy will disappear. Read this. And a complementary article is Why We Should Fear a Cashless World by The Guardian. Read both.



LINK: bit.ly/2ydTDi9
HEADLINE: The Golem Project Aims To Decentralize Internet and Computing
PUBLISHER: Bitcoin.com
COMMENT: If you’re being held back because you lack the computing power to execute your project then this is something you might want to take a very close look. By using every single computer registered in its network, The Golem Project can give you the same computing power all giants of the market have. Very interesting stuff. Check the article, it may suit your business needs. Here’s Golem Network.



LINK: read.bi/2yeAlsY
HEADLINE: The Pirate Bay is Hijacking Visitors’ Web Browsers to Mine Cryptocurrency
PUBLISHER: Business Insider
COMMENT: A NEW challenger has arrived: Javascript codes that mine cryptocurrency in your browser! Just when you think the industry will stay quiet for a while something new comes up. Now, about the practice itself that The Pirate Bay unleashed on its users, the interesting part is that some The Pirate Bay’s visitors seem to be accepting it as a business model as an alternative to advertising. From all this you can conclude: 1) A new alternative to advertising may have arrived; 2) Cryptocurrencies have real value; 3) Users may prefer lending their own computing power in exchange for an ad-free experience.



LINK: bit.ly/2f8Qc4M
HEADLINE: By Reading This Article, You’re Mining Bitcoins
COMMENT: This is a very good resource by Quartz to learn how mining really works in the cryptocurrency realm. You can see just a few good highlights below. There’s nothing else to say. Just check out the article.



LINK: bit.ly/2xmWZ5f
HEADLINE: Five ways work will change in the future
PUBLISHER: The Guardian
COMMENT: Very accurate article by The Guardian on how work will experience a massive shift in some core areas. With tech dominating our lives, economic crisis appearing every 10 years, and the younger generations wanting something different what can you expect? Read the article. The 4º change will cause a lot of problems to businesses, trust me on this.



LINK: bit.ly/2vUu84E
HEADLINE: The 5 QR Code Basics Every Company Should Know
PUBLISHER: Fast Company
COMMENT: A subject that not many people are talking about even in the Digital Age. This is a short article with some good insights in case you’re wondering how to use QR Codes. And the expert interviewed is honest: “QR Code is not for everybody because sometimes your customer is not tech savvy”. But if you want to open your mind and see more business ideas with this, read 16 Ways QR Codes are being used in CHINA by Andreessen Horowitz. You’ll see Chinese people using QR Codes for identifying pets/elders, for sharing bikes, for gigantic billboards to promote a music app and up to checking the source and authenticity of foods and drinks in the supermarket. Obviously, the “tech savvy” advice mentioned before probably doesn’t apply to Chinese customers. And don’t forget that QR Codes have one powerful element: Curiosity. People always want to know what is behind a QR Code if the message is not clear.



LINK: bit.ly/2eVTyrO
HEADLINE: What’s The Worst That Could Happen With Huge Databases Of Facial Data?
COMMENT: You see big brands like Apple embracing Facial Recognition Technology to use your face as a password. Seems awesome, right? But what are the real problems and implications behind the scenes? What if banks start using the very same method as authentication? What happens then, if hackers steal your face data from Facebook to trick these systems? Can you change your password? Probably not, except with plastic surgery. Here’s a truth true hackers will confirm: EVERYTHING is hackable. There’s NOTHING 100% secure. Protocols, the NSA, the CIA, NASA…everything can be breached. Therefore, there are many consequences to making biometric data mainstream and businesses need to think five times before storing facial data.



LINK: bit.ly/2wW2icc
HEADLINE: “The Retail Bubble Has Now Burst”: A Record 8,640 Stores Are Closing
COMMENT: This is a red alert. By the numbers exposed by Zero Hedge things are FAR WORSE than 2008 and those telling you otherwise are either lying or living in The Wonderland. To make things worse, a few cute articles popped up lately on the web claiming that there’s no such thing as “Retail Apocalypse” happening. For this kind of “sunshine and rainbows” individual you can show him this pretty link (Retail Dive), this one (Fox Business), and this one as well (The Atlantic). Just as a warm-up for a discussion. So, what you need to think about next? Answer: “What is really going on in the market right now and how it will affect my business?!”. Remember: signs of a huge financial crisis are popping up a lot, experts are warning everybody, but it’s your job to spot the warnings and take action to avoid the chaos that is surely coming.



LINK: bit.ly/2eUzt5e
HEADLINE: Banks Could be Stung for €5bn Under GDPR
PUBLISHER: The Register
COMMENT: A short article that shows that not even Banks are prepared for GDPR. A danger that many businesses need to be aware because its fines are absurdly high, being able to force almost any company to file for bankruptcy overnight.



LINK: http://bit.ly/2w2zsad
HEADLINE: Bitcoin: Hackers’ ‘Anonymous’ Currency
PUBLISHER: Breitbart
COMMENT: Bitcoin is now very very famous but this doesn’t mean it was designed to support strong anonymity. I see many people buying Bitcoins to “hide their cash from others” for instance, but why do you think hackers are exploiting Microsoft IIS Server to mine Monero? It’s thanks to the disinformation I saw online that I’m sharing this because this is very “basic” knowledge. (And yes, I got the irony because of Breitbart’s controversial reputation, but this article is short and accurate, which is what people love these days).



LINK: bit.ly/2w3yqe1
HEADLINE: Why Economic Incentive May Lead to the Failure of Bitcoin
COMMENT: VERY INTERESTING article! SecureList explains several possibilities where Bitcoin may fail because of bad agents in the system. If you like the Bitcoin subject, you’ll enjoy reading this for sure.



LINK: bit.ly/2y0du55
HEADLINE: Quant Funds: “We Need More Suckers At The Table”
COMMENT: The market is a living organism and one very special part of it is INVESTMENTS. Since computers started to be used by hedge funds high-frequency trading (HFT) was the new kid on the block, making investment moves that we humans could only dream of since it takes sometimes milliseconds for a computer to make a BUY/SELL order based on financial data. The problem is, once EVERYBODY starts using HFT there’s not much “dumb money” out there and all volatility is lost because all computers are operating based on the same speed and almost the same data. There are no humans making mistakes anymore so others can profit from their mistakes. As a consequence, hedge funds are seeing very low margins lately. Now here’s the real problem: if a computer starts a selling chain based on wrong (or unusual) data, the whole market can experience a financial meltdown in seconds thanks to HFT. Seconds. Because they also end up tracking each other’s moves to make their own moves. If your computer is following Warren Buffet’s moves in the stock market, wouldn’t you at least copy some of his moves? Now we’re just seeing low volatility. But a “small crash” can be maximized many times in a matter of seconds thanks to algorithm-driven hedge funds because no one wants to be the last idiot who didn’t sell his stocks in time.



LINK: bit.ly/2vXNPwB
HEADLINE: Common GDPR Myths, Debunked
COMMENT: This is a must read for those who aren’t sure about the whole misinformation circulating around the web on GDPR. Read this short article. Although I don’t believe that’s how the 1st myth will play out due to a few factors (like governments and companies running out of money). The thing is that once everybody is in a TIGHT financial situation, all those involved tend to only care about themselves, taking unexpected, unfair actions just to save their own little bellies. Also, with all the competition going on nowadays it’s not fanciful to believe that some companies will try to sabotage others with GDPR. If you really know all the dirt that happens in business, you wouldn’t be surprised either.



LINK: read.bi/2xiN4yq
HEADLINE: Verizon Looks to Become Dominant Advertising Force
PUBLISHER: Business Insider
COMMENT: Would you let your ISP openly view your web browsing history in exchange for some goodies? That’s where Verizon is putting its new efforts now to fight the Google and Facebook duopoly. This shows that companies are fighting and fighting over your personal data more than ever before because without data, it will be REALLY HARD to sell a product in this vast sea of websites, apps and online distractions we all live today. Millennials for example, have little brand loyalty when it comes to Apps. Try to catch your customer in the gigantic internet every single month and you’ll understand why almost everybody is going after owning reliable personal data. Data makes sales easier. Data helps in making investments and business decisions. Which is why experts in the advertising industry are going nuts because of GDPR. The world is huge. And all companies’ precious customers who pay the bills are just a tiny little spot in this interconnected world. Therefore, your web browsing history helps a lot in this mess. But how are people responding to all this? Answer: A VPN can stop internet companies from selling your data (Venture Beat). Companies want personal data. Customers don’t want them to have any personal data. Now what?



LINK: bit.ly/2wM4ZvG
HEADLINE: The Best Defense is Attack: Eugene Kaspersky vs Patent Trolls
PUBLISHER: Eugene Kaspersky
COMMENT: FINALLY A VICTORY to the good guys! This is a real-life testimony of Eugene Kaspersky himself on how he and his lawyers fought some stupid Patent Trolls who were trying to steal money from Kaspersky. If you’re thinking about giving in to patent trolls just because it’s “the easier and less expensive route” for your business, then read this article and think again because patent trolls always come back to get more money from their “customers”. Don’t make yourself one. Fight them all.



LINK: bit.ly/2j4sMST
HEADLINE: German Publishers are Joining Forces Against The Duopoly
COMMENT: There are those who believe that GDPR will come to haunt Google and Facebook, but they’re wrong. Businesses that get data from you directly when you use them won’t be in the aim of GDPR as much as those businesses who rely on third-party data that you never knew they had in the first place. So although Google and Facebook use their Terms of Service to get everything from you with your consent, a big known problem is PRIVACY. Google bought Waze, so now it knows where are you going all the time. Google also has Gmail, which many use for business and personal use. A famous company called Lavabit was forced to close its doors by the government because it built a seriously encrypted email that the government couldn’t spy on like Gmail (Snowden used to use Lavabit for email). Google knows what you don’t know, what you research about, what you want to buy, what you bought and more thanks to Google Searches (and maybe what you think..?!). Facebook knows your friends, where you go to have fun, what do you brag about, what do you complain about, who you dated in 2005, how you pretend to be cool on Saturday nights and a lot more. Germany got mad and wants to take back control. It’s ok to collect business-related data. But there’s always a limit. You don’t need to know which song I’m listening to or what’s my dog’s name to sell me a car.



LINK: bit.ly/2j60CXV
HEADLINE: News UK Looks to Startups to Unearth New Sources of Revenue
COMMENT: Do you think that News corporations looking for new sources of revenue is a good sign? Well, the last highlight below is a small hint to show that news publishers are struggling to make money in this “content is free” digital era where it’s way easier to find noise and false news than actual valuable content. The Guardian started asking for donations at the end of every article, The Financial Times is behind a paywall, The Wall Street Journal is behind a paywall. And News UK is looking at startups now. The market is giving you hints of today’s business reality and where it’s going. Pay attention.



LINK: bit.ly/2eG67HE
HEADLINE: Bitcoin Users, The Taxman Wants to Know What’s in Your Piggybank
PUBLISHER: Naked Security
COMMENT: Some personal friends came to ask me about bitcoin and if investing in this “new thing” (as they called it) can bring them real profits. I always answer the very same thing to this question: “You have a window of opportunity. Limited time to act. Because very soon the government will try to shut it down because it doesn’t have control over it”. Although I do see MUCH value in cryptocurrency, and I don’t think of it as “a fraud” (like the bad loser at JP Morgan, Jamie Dimon), THE FACT is that governments AND banks will unite to block their growth somehow in the future. The World Economic Forum published a video and just pay attention to what Gillian Tett says from 02:22 to 02:45. To what do you think she is referring to at the 02:44 mark? Well, now you have the US government surrounding bitcoin to see how it can be controlled as well by the IRS.



LINK: bloom.bg/2w3qlkJ
HEADLINE: Bitcoin Tumbles as PBOC Declares Initial Coin Offerings Illegal
PUBLISHER: Bloomberg
COMMENT: Raise your hand if you trust your government! No?! Anyone?
Anyway, you can see that one of the least democratic countries on Earth already have some nice measures for Bitcoin and cryptocurrencies in general, which proves that there’s only a window of opportunity in this space. Governments want to control everything and make businesses’ lives worse, by creating laws and regulations that assist them instead of the customer/citizen/entrepreneur. If you’re not feeding the government then it’s only a matter of time before they come.



LINK: bit.ly/2tv7OMN
HEADLINE: Kik CEO: Doing an ICO Is Our Only Way to Compete With Facebook
PUBLISHER: CoinJournal
COMMENT: A reality that KIK’s CEO said recently is an ice cold bucket for many entrepreneurs: “ICOs are the only way to compete with Facebook”. He’s probably right. Nonetheless, I always have this belief that some unknown entrepreneur in his garage is building something that can disrupt things as we know it, putting a new technology in play like the blockchain technology. But in today’s business landscape, all the huge companies like Google, Facebook, Amazon and others are now blocking competition in core areas limiting growth and innovation for our society. What innovation has Facebook done lately? None. It copied all its latest features from Snapchat. Youtube is copying Musical.ly. So yes, MAYBE one of the only ways to compete now against giants, may be through ICOs. But I always believe there’s something else cooking in the oven out there.



LINK: bit.ly/2xvCvYd
HEADLINE: “Content Doesn’t Need to be Free” Digiday Editor in Chief says
PUBLISHER: Mumbrella
COMMENT: One more reinforcement for brands to embrace paywalls. Like Brian Morrissey said: “relying solely on advertising is a failing model”. That’s because people’s attention is way too short nowadays and brand loyalty is very hard once the user/customer types what he wants, consumes the content you put effort, money, time and resources to create, and leaves towards the next content-free website. While on the Internet, the consumer chooses what website he wants to visit, what content he wants to see, and for how long he wants to consume that content. Attention alone doesn’t pay the bills. Brands now need to start cash in through paywalls if they really trust in the quality of their content. In an ideal world content would remain free, but thanks to the MASSIVE competition online and with user behavior becoming harder to track thanks to adblockers, VPNs, new laws, and financial crisis, the only way out for serious companies now is to charge pure hard cash from those who consume what you’ve been producing. Period.



LINK: bit.ly/2gX1BWh
HEADLINE: The Next Financial Crisis Is Not Far Away
COMMENT: This is A MASSIVE ARTICLE that you must read to better understand how everything is interconnected in this world. Besides A.I. cutting off jobs, low GDPs worldwide, massive layoffs, everybody using high-frequency trading getting low margins in return, World War 3 rumors and you still have to look to the energy sector. ALL this ecosystem together allows you to operate your agency, your corporation, or your solo businesss if you haven’t noticed by now. READ this. It’ll help you connect the dots faster allowing you to predict with more precision worrisome times coming your way. Remember: the more you can connect seemingly unrelated dots in the market, the better you are in business.



LINK: bit.ly/2is6AOS
HEADLINE: Tony Robbins: 6 Basic Needs That Make Us Tick
PUBLISHER: Entrepreneur
COMMENT: Although this fits more in Coaching than in the Business section, this is A MUST READ for EVERYONE who is trying to go to the next level in life and business. It’s amazing how Tony Robbins was able to break down a human being to 6 core human needs. If you want to diagnose hard times in your journey faster, this is the perfect resource. By knowing all these 6 needs you’ll identify the sources of all your problems in seconds, which allows you to make necessary mind shifts that do get RESULTS. Ray Dalio said in a Tim Ferriss podcast that “happiness is meaningful work + meaningful relationships”. Well, you can bet that to unlock and achieve happiness in life and business, you just need to work on either one of these 6 human needs.



LINK: bit.ly/2zaBBPF
HEADLINE: What Influencer Marketing REALLY Costs
COMMENT: If you’re wondering how much a true influencer costs on social media for businesses this is a good resource for you. But always remember that the numbers are based on what a few agencies said, so there’s no need to take this as if it were the ultimate truth.



LINK: bit.ly/2xRJxUa
HEADLINE: EU Regulations Put AI Startups at Risk of Being Left Behind
COMMENT: A few months back a stupid CEO said to me that GDPR would only affect the likes of Google and Facebook. Well, that kind of statement can only reveal that he’s just a kid in business because it’s actually the other way around. Companies with third-party data will be the most affected ones. Plus there’s the factor that giants can withstand more lawsuits and fines due to huge economic power. Well, now here’s more to add to this discussion. This article is a reinforcement that startups have to deal with very strict regulations that don’t allow much competition in Europe. Big problem. Because for companies/startups today, one of the best ways to pick a fight with tech giants is through dark data, which is most of the times third-party data (GDPR’s favorite). So although having most of this data available online is good news, with strict regulations hope tends to fade away. Yes, you may have A.I., a great team, an awesome idea, and all the third-party data you need to build a remarkable business capable of fighting tech giants but you cannot properly execute your idea because of… regulations. That’s killing brands in the embryonic stage who have great potential to disrupt things. Besides, tech giants are spending over U$4 Million in lobbying nowadays, which is making them stronger so they can go international and dominate markets in foreign countries, like European ones. Indeed, there’s not much fair competition for startups who have to face this kind of regulations today.



LINK: bit.ly/2wbEmOt
HEADLINE: 24 Industries Other Than Auto That Driverless Cars Could Disrupt
COMMENT: This article has some VERY good insights. A few particular points like the Fast Food, and the Parking lot are the main ones that caught my eye because they really make sense (especially the fast food insight). With GM, Tesla and other car manufacturers putting driverless cars above all else, some industries will definitely feel a financial hit because humans always prefer easiness and comfort above everything else and many of the cited industries won’t be able to match driverless cars’ comfort levels. Check out this article. It really shows some market consequences that most are ignoring.



LINK: bit.ly/2vuZl13
HEADLINE: Advertisers Warm to Amazon’s Increasing Ad Pitch
COMMENT: A new player has been showing its face lately in the ad industry: Amazon. From the highlights below you can see that some brands are happy with their ROI like in the Golden Era of Google Adwords. I personally heard (and read) experts in the industry using Amazon Ads and Pinterest Ads to cut through the massive online noise with considerable success. Amazon does have lots of buying-related data which makes it easier for them to pinpoint your ideal customers faster. Some companies seem to be experiencing this already.



LINK: bit.ly/2ip4AqT
HEADLINE: A Genius Hacker Explains How to Keep Your Business Safe From Hacks
PUBLISHER: Entrepreneur
COMMENT: THIS is how I met Walter O’Brien, the genius hacker interviewed in the video. Incredible entrepreneur, founder of Scorpion Computer Services. But although the name implies computer-related only services, Scorpion worked for many areas like: Nuclear Energy, Prison Administration, Air Force, NASA, SWAT, Hacking, Cybersecurity, Navy Seals, Personal projects etc. If you’re also an entrepreneur who likes learning about several subjects, if you love knowledge, then THIS IS A MUST for you. There’s almost no reading here, just a 16-minute video in which Walter explains how his genius-driven business works and the CRAZY projects he solved with his company because of his high IQ. Walter’s IQ is 197, the 5th higher IQ in the WHOLE WORLD. Einstein’s IQ was 160, just so you have an idea of the brain this guy has. Behind him, there’s also a team of other geniuses from different industries working with him in all kinds of crazy, almost impossible-to-solve projects. Check this out.



LINK: bit.ly/2fz5SPj
HEADLINE: Genius PR: Lessons From Walter O’Brien And ‘Scorpion’ (He’s Real!)
COMMENT: THIS IS A MUST READ. Seriously. Walter O’Brien, like mentioned before, is a genius with a 197 IQ, a hacker, an entrepreneur and the one responsible for creating a unique TV Show on CBS named after his business: Scorpion. This was his PR move to promote his business to attract new special talent (geniuses) because he knew that millennials are addicted to TV series, especially if it appeals to the intellect. There’s no need to oversell anything here. Just check the highlights below of his real-life projects, and watch season one of Scorpion. You’ll absorb tons of knowledge in hours. Yes, this guy REALLY is a genius. He has put awesome work with his TV show, and his company’s projects as you’re about to see. Very very rare entrepreneur. Period. Enjoy.



LINK: bit.ly/2wbK7vP
HEADLINE: Why Luxury Brands Are Putting Microchips in Your Clothes
PUBLISHER: Fashionista
COMMENT: Fashion brands are exploring RFID technology to shield themselves from counterfeits and to optimize stock management, by putting chips in your clothes and accessories. This article brings up a few interesting numbers and stats for business owners that show how efficient RFID technology is being in the real market. Big names in business are embracing it. Therefore, depending on your industry, it may be a very good solution to the same problems.



LINK: for.tn/2lGhghK
HEADLINE: Google’s Firing of Anti-Diversity Memo Writer Has Ignited a Culture War
COMMENT: Somehow there’s still those who believe that big tech brands are neutral, politically. Well, this is here to argue otherwise. The truth is that every brand has a political view because they’re run by PEOPLE and people always position themselves. Brands can stop doing business with you just because of what you believe/represent. Therefore, always be straightforward with what you represent so you can avoid wasting time of your lifespan in the future with the wrong companies/partners.



LINK: bit.ly/2A1ScEg
HEADLINE: Here’s How You Can Send Money to a Friend Via Twitter (in France)
COMMENT: Innovation. Using Social Media to wire money was a great idea. With many professionals, CEOs, journalists, and businessmen tweeting all the time why not allow them to pay someone there as well? Genius idea.



LINK: bit.ly/2ypN6Ft
HEADLINE: The $8,000 Mistake That All Bloggers Should Beware
PUBLISHER: The Content Factory
COMMENT: Are you a professional blogger? Then this real-life story of The Content Factory is a MUST READ. This shows how an online business had to fight a Copyright Troll, over a stupid image that practically had no value at all. Copyright monkeys are everywhere. There was this famous “law firm” called Righthaven which got famous because of its Copyright Troll business model (WIRED), buying rights to other people’s content just to shoot lawsuits on businessmen who don’t yet have much cash to fight back in court, forcing them to settle down for smaller amounts like The Content Factory did. The business world is full of monkeys. Always remember that, friend.



LINK: bit.ly/2r5yHY2
HEADLINE: The on-demand Economy is a Bubble—and it’s about to BURST
COMMENT: Brand Loyalty. Quartz reported the harsh truth with PRECISION in this article about the on-demand economy. The reality is that although companies like Uber and Lyft have been exploding, they’re burning cash and Uber lost its war in China. Similar brands face the brand loyalty problem, because as stated by Quartz, customers don’t care whether they get food from one brand or another. This is another very good read if you are an investor or entrepreneur.



LINK: bit.ly/2ztuF34
HEADLINE: Hackers Stole My Website And I Did A $30,000 Operation To Get It Back
COMMENT: Have you ever woke up to realize that your online business is being sold on Flippa (place to buy websites) without your approval? Well, then read this real-life story. This shows how you’re probably all alone when a hacker steals your website. The company hosting your site may not be of too much help at all, neither other companies and institutions that you expected a friendly hand. The FBI got involved here. Make sure to read this if you own a URL you care about, whether it’s your business or just a hobby.



LINK: bit.ly/2zaeirv
HEADLINE: The Job Market: A Game of Musical Chairs Over Hot Coals
PUBLISHER: The Huffington Post
COMMENT: Did you know that even if you do get a job you may live in poverty nowadays? Or that pursuing tech, science and other trendy areas won’t make much of a difference? This is a remarkable article proving through hard data that the job market is just a huge mess, and just because you’re in tech for example, it doesn’t mean you’ll get a job. Being unemployed now is no longer a direct consequence of you not going after a job in today’s world. Technology plus financial crisis made things a lot worse, and the amount of job per person available has shrunk exponentially. Read this.



LINK: bit.ly/2iVtqTc
HEADLINE: Why You Should Never Name A Company After Yourself
COMMENT: There are only 2 rules that allow you to name a company after yourself: 1) When you’re 100% sure you won’t bring any investors; 2) When you’re 100% sure that the company is your life’s purpose. If your new brand doesn’t meet those criteria, forget about naming it after you because eventually you may end up in big trouble.